Paymerica

Restaurants

Processing That Understands the Check

A restaurant transaction is rarely final at the tap. Tips get adjusted, checks get split, orders come in from three channels at once. We set up the plumbing so all of it settles clean.

The Problem

The check changes after the card is run

Tip adjustments, split checks, and open tabs mean the authorized amount and the settled amount rarely match. Configured wrong, that gap causes downgrades, declined captures, and staff chasing missing tips. Add dual pricing or cash discounting, and one bad sign or receipt line can put you offside with card-brand rules.

What We Deliver

The working parts

  • 01

    Tip-adjust done right

    Authorization and capture flows configured so adjusted tips settle at the correct interchange, not as downgrades.

  • 02

    Compliant dual pricing

    Cash-discount and dual-pricing programs set up with the signage, receipt language, and rate caps the card brands require.

  • 03

    POS and KDS integration

    We connect to the restaurant POS you run today rather than forcing a rip-and-replace before a busy season.

  • 04

    Multi-channel settlement

    Dine-in, counter, online ordering, and phone orders reconciled into one daily settlement you can actually read.

  • 05

    Quarterly effective-rate reviews

    We audit your blended cost across card-present and online volume every quarter and adjust what drifts.

Questions

Asked, answered

Anything unanswered? Ask through the contact form — a person reads it.

Send one statement. Get a straight answer.

We'll separate interchange from markup, show you what's negotiable, and put a recommendation in writing — whether or not you sign with us.

No exclusivity · No pressure · A written analysis either way