CBD & Hemp
CBD Is Legal. Your Processing Should Act Like It.
Hemp-derived CBD occupies an awkward space: federally lawful under the Farm Bill, yet treated as untouchable by much of the payments industry. We board CBD merchants through acquirers with an explicit, documented hemp program.
The Problem
Lawful product, unstable rails
CBD merchants routinely lose accounts because they were boarded under generic wellness codes by processors that never actually permitted the product. When the acquirer discovers hemp-derived goods on the site, the account is closed and the merchant may be MATCH-listed for misrepresentation they didn't know occurred. Meanwhile, banks that do accept CBD demand lab documentation most merchants have never been asked to organize.
What We Deliver
The working parts
01
Boarding through explicit CBD programs
We place hemp merchants only with acquirers that permit CBD in their written policy, so your product is on the record from the first day.
02
COA and lab-certificate organization
We help you assemble current certificates of analysis showing THC content within federal limits, formatted the way underwriters expect to see them.
03
Product and claims review
A pre-submission review of your catalog and marketing claims against acquirer and FDA-sensitivity standards, flagging what will stall an approval.
04
Ingestible and topical scoping
Different acquirers draw different lines between topicals, ingestibles, and smokables — we match your actual product mix to a bank that accepts all of it.
05
Reserve terms reviewed and revisited
Where a reserve is required, we negotiate the structure at boarding and schedule reviews as your processing history builds.
Also in High-Risk Expertise
Send one statement. Get a straight answer.
We'll separate interchange from markup, show you what's negotiable, and put a recommendation in writing — whether or not you sign with us.
No exclusivity · No pressure · A written analysis either way