E-Commerce
Online Payments Without the Leakage
Card-not-present volume costs more, disputes more, and hides more in the statement. We run online payments with the same discipline as a treasury desk: clean data in, defensible transactions out.
The Problem
Online volume leaks money in three places
E-commerce merchants lose money to downgraded card-not-present interchange, to fraud and the chargebacks that follow, and to gateways that quietly stack fees on every API call. Most merchants see only the headline rate and never find the other two.
What We Deliver
The working parts
01
Gateway without lock-in
Tokenized card storage that stays portable, so your customer vault never becomes a hostage in a renegotiation.
02
Fraud screening tuned to your store
Velocity checks, AVS and CVV rules set to your actual order patterns, not a generic template that blocks good customers.
03
Chargeback prevention and response
Alerts that let you refund before a dispute files, and representment support with the evidence networks expect.
04
Recurring and card-on-file billing
Subscription billing with account-updater support so expired cards renew instead of churning.
05
Statement analysis
We separate interchange, assessments, gateway fees, and markup so you can see where every basis point of your online cost sits.
Also in Market Expertise
Send one statement. Get a straight answer.
We'll separate interchange from markup, show you what's negotiable, and put a recommendation in writing — whether or not you sign with us.
No exclusivity · No pressure · A written analysis either way