News & Guides
Reading material for people who sign the statements
No hype, no vendor-speak. Just the mechanics of card processing, explained the way we'd want them explained to us.
Guide
Understanding Your Effective Rate
One number on your statement tells the truth about what you pay to accept cards. Here is how to compute it, why headline rates mislead, and what actually moves it.
Read the guideGuide
Interchange vs. Markup: What Is Actually Negotiable
Every processing fee splits into two parts: one is fixed by the card networks, the other is set by your processor. Knowing which is which changes how you negotiate.
Read the guidePerspective
Choosing a High-Risk Processor
High-risk is a banking classification, not a verdict on your business. What the label means, why accounts get terminated, and the questions to ask before you sign.
Read the guide
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