Adult
Adult Merchants Deserve Banking, Not Tolerance
Your business is legal. Your paperwork is in order. And you've still lost accounts overnight because a risk committee changed its mind. We place adult merchants with banks that underwrite the category on purpose.
The Problem
Legal, compliant, and still deplatformed
Adult businesses face terminations, frozen payouts, and refusals that have nothing to do with their conduct and everything to do with reputational discomfort at institutions that never wanted the category. Card-brand rules require high-risk registration and strict age and consent verification, and merchants who meet every requirement still get treated as disposable. The cost is measured in held funds and interrupted revenue.
What We Deliver
The working parts
01
Placement with committed acquirers
We work with banks that have a stated, standing appetite for registered adult merchants — not institutions that board the category quietly and exit it under pressure.
02
High-risk registration managed end to end
Card-brand registration for adult content is handled with the acquirer at boarding, with fees and requirements disclosed before you sign anything.
03
Age and consent compliance documentation
We help assemble the age-verification and content-consent records acquirers require, so your file answers questions before they're asked.
04
Discreet descriptor strategy
Billing descriptors that are accurate under card-brand rules while respecting your customers' privacy on their statements.
05
Reserve and payout terms negotiated up front
Reserve structure, payout timing, and release conditions put in writing at boarding rather than imposed after your volume ramps.
Also in High-Risk Expertise
Send one statement. Get a straight answer.
We'll separate interchange from markup, show you what's negotiable, and put a recommendation in writing — whether or not you sign with us.
No exclusivity · No pressure · A written analysis either way